Charles Mackenzie
Articles by Charles
How MoonPay Powers 24/7 Stablecoin Settlement with Fiat Republic
Discover how MoonPay powers 24/7 stablecoin settlement with Fiat Republic's multi-bank API. Instant EUR and GBP virtual accounts via SEPA Instant and Faster Payments, built for crypto.
Fiat Republic becomes first client to access ClearBank's Sepa Indirect product
Fiat Republic becomes the first live client on ClearBank's new SEPA Indirect product, unlocking faster, more resilient euro payments for crypto businesses.
Crypto Weekly Roundup: April 21–28, 2026 | SEC Innovation Exemption, Western Union Stablecoin, KelpDAO Exploit & DeFi United, Tether Freezes $344M
SEC Chair Atkins previews an on-chain securities sandbox. Western Union launches a Solana stablecoin to replace SWIFT. Aave rallies $160M after a $292M bridge exploit. And Tether freezes $344M in the largest stablecoin seizure ever.
Ceuta: Why We Took Our Team to the Edge of Europe
In 1415, Portugal launched a global trading empire from Ceuta. In 2025, Fiat Republic processed $13B in payment volume and became default alive. Our CEO brought the team here to plan what comes next. Here's why.
Crypto Weekly Roundup: March 24–31, 2026 | Fiat Republic
SEC rules on 91 crypto ETFs. Tether signs KPMG for first full audit. UK bans crypto donations. CFTC launches innovation task force. Four stories explained.
Crypto Weekly Roundup March 17-24 2026
The U.S. Senate voted 89–10 to ban a Fed digital dollar. Strategy bought $1.28B in Bitcoin. Nasdaq partnered with Kraken on tokenized stocks. Stablecoins hit $312B. Four stories, five minutes.
Crypto Weekly Roundup March 9–16 2026: CBDC Ban, Strategy Bitcoin, Nasdaq Kraken, Stablecoins
The U.S. Senate voted 89–10 to ban a Fed digital dollar. Strategy bought $1.28B in Bitcoin. Nasdaq partnered with Kraken on tokenized stocks. Stablecoins hit $312B. Four stories, five minutes.
Bridging the crypto-fiat gap: How GOAT Finance revolutionized its banking operations with Fiat Republic
Discover how GOAT Finance transformed its banking operations and overcame fiat challenges by partnering with Fiat Republic for instant payments and vIBANs.
From Bottleneck to Breakthrough: FinchTrade's Fiat Settlement Transformation
Discover how FinchTrade leveraged Fiat Republic's compliance-first API, SEPA Instant payments, and multi-jurisdictional vIBANs to transform fiat settlement.
Fiat Republic rebrands: reflecting the maturity of institutional crypto banking
We provide regulated banking infrastructure for digital asset businesses via our UK and Netherlands EMI licenses, offering virtual IBANs and real-time settlement through a single API. Explore our new identity at fiatrepublic.com.
MiCAR Explained: What Every Crypto Business Must Know Before July 2026
Compare MiCAR to US, UK, Singapore, Hong Kong & UAE rules—licences, stablecoins, délais, passeportage, marketing, AML. Guide for operating in 2026.
Fiat Republic launches ENEUR and ENGBP under MiCAR
Learn about the launch of Fiat Republic's ENEUR and ENGBP e-money tokens. Discover how our MiCAR-compliant solution provides instant 24/7 liquidity.
Traditional vs modern payment companies: Unlocking USD banking for crypto businesses
Explore the key differences between traditional banks and modern fintechs for USD banking. This guide helps crypto businesses choose the right payments partner.
USD payment rails for crypto platforms: Finally, a solution that works
Fiat Republic offers a reliable USD payment rail solution for crypto platforms. Get named USD accounts and fast, compliant wire transfers through a single API.
Onchain banking: The next-gen Revolt
Read the summary of the Fabric Ventures Summit panel on onchain banking, featuring experts from Fiat Republic, Due Network, Kulipa, and ValoX.
Important Information About MiCAR and How Platforms and Exchanges Can Prepare
The Markets in Crypto-Assets Regulation (MiCAR) is set to transform the financial services landscape. Discover what you need to know and how to get ready.
Introduction to fiat wallet in crypto
Learn what a fiat wallet is in crypto. Our guide covers how fiat wallets work, how to use them for deposits & withdrawals, and their role in the crypto ecosystem.
Forex vs Crypto: Which Market Should You Choose in 2026?
Forex vs crypto in 2026: compare liquidity, volatility, regulation, and profitability to pick the market that fits your goals. Updated with new BIS data.
The ultimate Banking as a Service (BaaS) overview
Our ultimate guide to Banking as a Service (BaaS). Learn what BaaS means, how it works via APIs, and its impact on traditional finance and fintech innovation.
Fiat currency vs cryptocurrency: understanding the future of money and Web 2.5
An essential comparison of fiat currency vs. cryptocurrency. Explore the fundamental differences, challenges, and future prospects in the evolution of money.
The future of crypto in the next 5 years: Bringing crypto to the mainstream
What is the future of crypto? Industry leaders discuss the path to mainstream adoption, regulatory challenges, and the evolution of digital currencies in the next five years.
Celebrating Paula Steiner: From Group Head of Compliance to Interim Chief Compliance Officer at Fiat Republic
Celebrating Paula Steiner's promotion to Interim Chief Compliance Officer at Fiat Republic. Learn about her pivotal role in building our compliance framework and securing our DNB EMI license.
Defaults, debankings and more: Unlocking USD for crypto platforms
Dive into the challenges of unlocking USD for crypto platforms. Experts discuss the impact of de-banking, regulatory hurdles, and global trends in crypto banking.
European crypto regulation: Why EU leads the regulatory landscape
Explore why the EU is a leader in crypto regulation. Insights from industry experts on MiCA, DeFi challenges, and Europe's proactive approach to digital asset oversight.
Becoming crypto winter proof
Learn how crypto platforms can become "crypto winter proof." Experts share strategies for financial vigilance, cash flow management, and adapting to market changes.
Fiat Republic, the specialist BaaS platform, raises $7 million in seed extension
Fiat Republic secures $7M in seed extension funding. Learn about our DNB EMI license and plans to strengthen banking partnerships for Web3 platforms.
Scaling your startup sensibly
Discover how to scale your startup sensibly with insights on team building, hiring strategies, maintaining organizational values, and avoiding common growth pitfalls.
Creative crypto compliance: Vasps, MiCA, & evolving compliance standards
Explore creative crypto compliance strategies for VASPs. Industry experts discuss MiCA, evolving compliance standards, and leveraging technology for a safer crypto ecosystem.
Bitpanda's crypto revolution: Insights from Lukas Enzersdorfer-Konrad, CEO of Bitpanda Technology Solutions
Gain insights into Bitpanda's crypto revolution with CEO Lukas Enzersdorfer-Konrad. Learn about digital banking innovation, Web3 adoption, and bridging TradFi with crypto.
Yield App: virtual IBANs, fiat on-ramps & FaaS vs. BaaS
Explore how Yield App uses virtual IBANs and fiat on-ramps. This case study compares Fiat-as-a-Service (FaaS) vs. Banking-as-a-Service (BaaS) for crypto wealth management.
Fundraising firsts: Conquer crypto winter & woo venture capital
Learn fundraising strategies to survive a crypto winter. Experts from Keyrock, Nebeus, and Fabric Ventures share insights on attracting venture capital in tough markets.
BACS vs CHAPS: Which UK Payment Method Should You Use?
BACS vs CHAPS compared: speed, cost, limits, and use cases for UK payments in 2026. Plus where Faster Payments fits and which rail is right for your business.
Pionew Ireland acquires VASP licence and partners with Fiat Republic for European crypto-fiat expansion
Pionew Ireland acquires its Irish VASP license and partners with Fiat Republic to power seamless fiat on/off ramps for its European crypto exchange expansion.
Navigating fiat strategy: Winning the long-term race
Learn how to build a winning fiat strategy for your crypto platform. Avoid common pitfalls, manage internal stakeholders, and understand hidden operational costs.
Cryptocurrency & fintech brain food with Sardine's Simon Taylor
Join Sardine's Simon Taylor in a deep dive on fintech, crypto, and Web 2.5. Explore insights on compliance, fraud, and the future of financial infrastructure.
Bitstamp & Fiat Republic partner for instant fiat-crypto access
Bitstamp, the world's longest-running crypto exchange, partners with Fiat Republic to enhance instant fiat-crypto liquidity and payment infrastructure for clients.
Yield App & Fiat Republic’s: a new era of crypto-fiat payments with virtual fiat IBANs
Yield App partners with Fiat Republic to offer virtual IBANs for seamless EUR and GBP deposits and withdrawals, ensuring uninterrupted access to digital assets.
The impact of a winning fiat strategy
Discover how a winning fiat strategy impacts user acquisition and retention for crypto platforms. Learn the importance of global coverage and focusing on innovation.
#IWD2023 Spotlight: FR's Finance Director Dave McKenzie
For International Women's Day 2023, we spotlight Dave McKenzie, Finance Director at Fiat Republic, discussing male allyship and gender equality in tech.
#IWD2023 Spotlight: Yield App's Anamaria Fuiorea
In celebration of #IWD2023, we spotlight Anamaria Fuiorea, Head of Global Compliance at Yield App, discussing her career path and passion for compliance in crypto.
#IWD2023: FR's FinCrime Product Manager Anna Wojcik
Fiat Republic's Anna Wojcik shares her inspirations, career path, and advice for International Women's Day. Learn about her passion for FinCrime and Product.
Why winning crypto platforms are choosing fiat-as-a-service
Discover why leading crypto platforms are choosing Fiat-as-a-Service (FaaS). Compare FaaS, BaaS, and DIY banking solutions for speed, compliance, and market expansion.
Archax: Bridging blockchain & traditional investments
Discover Archax, the FCA-regulated digital securities exchange. Learn how it bridges blockchain and traditional investments, focusing on compliance and innovation.
Blockchain.com: building a winning sports partnership
Explore Blockchain.com's innovative partnership with the NFL's Cowboys. Learn about their strategy for financial literacy and building Web3 experiences through sports.
The journey from TradFi to CeFi to DeFi
Dive into the journey from traditional finance to centralized and decentralized finance. Amber Group discusses institutional crypto adoption and market insights.
“Trust, but verify.”: Bitstamp Europe
Explore Bitstamp Europe's journey in crypto regulation and security. Learn how the pioneering exchange builds trust and why compliance is crucial for growth.
Crypto Legend Diana Biggs: The future of Bitcoin and blockchain
Join Crypto OG Diana Biggs as she discusses financial inclusivity, the evolution of blockchain, and finding equilibrium with traditional financial systems.
Fiat Republic's Eagle provides a bird's-eye-view
Experience Fiat Republic's company retreat through an Eagle's eyes. Discover our culture, collaboration, and dedication to bridging banks and crypto for mass adoption.
Circle: why stable in name only is not enough!
Explore Dante Disparte's insights on stablecoins and Circle USDC. Learn why transparent reserves and trustworthy actors are essential for digital fiat.
Wirex: Bridging traditional and digital economies
Discover how Wirex, co-founded by Georgy Sokolov, is bridging traditional and digital economies. Learn about crypto-enabled debit cards and retail payments.
FTT DeFi: A community where TradFi, CeFi & DeFi collaborate
Key takeaways from FTT DeFi on mainstreaming crypto. Experts discuss the need for collaboration between TradFi, CeFi, and DeFi to drive mass adoption.

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