Charles Mackenzie

Articles by Charles

25 June 2026

How MoonPay Powers 24/7 Stablecoin Settlement with Fiat Republic

Discover how MoonPay powers 24/7 stablecoin settlement with Fiat Republic's multi-bank API. Instant EUR and GBP virtual accounts via SEPA Instant and Faster Payments, built for crypto.

7 May 2026

Fiat Republic becomes first client to access ClearBank's Sepa Indirect product

Fiat Republic becomes the first live client on ClearBank's new SEPA Indirect product, unlocking faster, more resilient euro payments for crypto businesses.

28 April 2026

Crypto Weekly Roundup: April 21–28, 2026 | SEC Innovation Exemption, Western Union Stablecoin, KelpDAO Exploit & DeFi United, Tether Freezes $344M

SEC Chair Atkins previews an on-chain securities sandbox. Western Union launches a Solana stablecoin to replace SWIFT. Aave rallies $160M after a $292M bridge exploit. And Tether freezes $344M in the largest stablecoin seizure ever.

20 April 2026

Ceuta: Why We Took Our Team to the Edge of Europe

In 1415, Portugal launched a global trading empire from Ceuta. In 2025, Fiat Republic processed $13B in payment volume and became default alive. Our CEO brought the team here to plan what comes next. Here's why.

31 March 2026

Crypto Weekly Roundup: March 24–31, 2026 | Fiat Republic

SEC rules on 91 crypto ETFs. Tether signs KPMG for first full audit. UK bans crypto donations. CFTC launches innovation task force. Four stories explained.

24 March 2026

Crypto Weekly Roundup March 17-24 2026

The U.S. Senate voted 89–10 to ban a Fed digital dollar. Strategy bought $1.28B in Bitcoin. Nasdaq partnered with Kraken on tokenized stocks. Stablecoins hit $312B. Four stories, five minutes.

16 March 2026

Crypto Weekly Roundup March 9–16 2026: CBDC Ban, Strategy Bitcoin, Nasdaq Kraken, Stablecoins

The U.S. Senate voted 89–10 to ban a Fed digital dollar. Strategy bought $1.28B in Bitcoin. Nasdaq partnered with Kraken on tokenized stocks. Stablecoins hit $312B. Four stories, five minutes.

27 February 2026

Bridging the crypto-fiat gap: How GOAT Finance revolutionized its banking operations with Fiat Republic

Discover how GOAT Finance transformed its banking operations and overcame fiat challenges by partnering with Fiat Republic for instant payments and vIBANs.

25 February 2026

From Bottleneck to Breakthrough: FinchTrade's Fiat Settlement Transformation

Discover how FinchTrade leveraged Fiat Republic's compliance-first API, SEPA Instant payments, and multi-jurisdictional vIBANs to transform fiat settlement.

5 February 2026

Fiat Republic rebrands: reflecting the maturity of institutional crypto banking

We provide regulated banking infrastructure for digital asset businesses via our UK and Netherlands EMI licenses, offering virtual IBANs and real-time settlement through a single API. Explore our new identity at fiatrepublic.com.

26 January 2026

MiCAR Explained: What Every Crypto Business Must Know Before July 2026

Compare MiCAR to US, UK, Singapore, Hong Kong & UAE rules—licences, stablecoins, délais, passeportage, marketing, AML. Guide for operating in 2026.

21 August 2025

Fiat Republic launches ENEUR and ENGBP under MiCAR

Learn about the launch of Fiat Republic's ENEUR and ENGBP e-money tokens. Discover how our MiCAR-compliant solution provides instant 24/7 liquidity.

7 August 2025

Traditional vs modern payment companies: Unlocking USD banking for crypto businesses

Explore the key differences between traditional banks and modern fintechs for USD banking. This guide helps crypto businesses choose the right payments partner.

8 July 2025

USD payment rails for crypto platforms: Finally, a solution that works

Fiat Republic offers a reliable USD payment rail solution for crypto platforms. Get named USD accounts and fast, compliant wire transfers through a single API.

2 July 2025

Onchain banking: The next-gen Revolt

Read the summary of the Fabric Ventures Summit panel on onchain banking, featuring experts from Fiat Republic, Due Network, Kulipa, and ValoX.

1 January 2025

Important Information About MiCAR and How Platforms and Exchanges Can Prepare

The Markets in Crypto-Assets Regulation (MiCAR) is set to transform the financial services landscape. Discover what you need to know and how to get ready.

13 December 2024

Introduction to fiat wallet in crypto

Learn what a fiat wallet is in crypto. Our guide covers how fiat wallets work, how to use them for deposits & withdrawals, and their role in the crypto ecosystem.

8 October 2024

Forex vs Crypto: Which Market Should You Choose in 2026?

Forex vs crypto in 2026: compare liquidity, volatility, regulation, and profitability to pick the market that fits your goals. Updated with new BIS data.

27 August 2024

The ultimate Banking as a Service (BaaS) overview

Our ultimate guide to Banking as a Service (BaaS). Learn what BaaS means, how it works via APIs, and its impact on traditional finance and fintech innovation.

13 March 2024

Fiat currency vs cryptocurrency: understanding the future of money and Web 2.5

An essential comparison of fiat currency vs. cryptocurrency. Explore the fundamental differences, challenges, and future prospects in the evolution of money.

26 January 2024

The future of crypto in the next 5 years: Bringing crypto to the mainstream

What is the future of crypto? Industry leaders discuss the path to mainstream adoption, regulatory challenges, and the evolution of digital currencies in the next five years.

8 January 2024

Celebrating Paula Steiner: From Group Head of Compliance to Interim Chief Compliance Officer at Fiat Republic

Celebrating Paula Steiner's promotion to Interim Chief Compliance Officer at Fiat Republic. Learn about her pivotal role in building our compliance framework and securing our DNB EMI license.

3 January 2024

Defaults, debankings and more: Unlocking USD for crypto platforms

Dive into the challenges of unlocking USD for crypto platforms. Experts discuss the impact of de-banking, regulatory hurdles, and global trends in crypto banking.

1 January 2024

European crypto regulation: Why EU leads the regulatory landscape

Explore why the EU is a leader in crypto regulation. Insights from industry experts on MiCA, DeFi challenges, and Europe's proactive approach to digital asset oversight.

27 December 2023

Becoming crypto winter proof

Learn how crypto platforms can become "crypto winter proof." Experts share strategies for financial vigilance, cash flow management, and adapting to market changes.

19 December 2023

Fiat Republic, the specialist BaaS platform, raises $7 million in seed extension

Fiat Republic secures $7M in seed extension funding. Learn about our DNB EMI license and plans to strengthen banking partnerships for Web3 platforms.

5 December 2023

Scaling your startup sensibly

Discover how to scale your startup sensibly with insights on team building, hiring strategies, maintaining organizational values, and avoiding common growth pitfalls.

30 November 2023

Creative crypto compliance: Vasps, MiCA, & evolving compliance standards

Explore creative crypto compliance strategies for VASPs. Industry experts discuss MiCA, evolving compliance standards, and leveraging technology for a safer crypto ecosystem.

21 November 2023

Bitpanda's crypto revolution: Insights from Lukas Enzersdorfer-Konrad, CEO of Bitpanda Technology Solutions

Gain insights into Bitpanda's crypto revolution with CEO Lukas Enzersdorfer-Konrad. Learn about digital banking innovation, Web3 adoption, and bridging TradFi with crypto.

6 November 2023

Yield App: virtual IBANs, fiat on-ramps & FaaS vs. BaaS

Explore how Yield App uses virtual IBANs and fiat on-ramps. This case study compares Fiat-as-a-Service (FaaS) vs. Banking-as-a-Service (BaaS) for crypto wealth management.

18 October 2023

Fundraising firsts: Conquer crypto winter & woo venture capital

Learn fundraising strategies to survive a crypto winter. Experts from Keyrock, Nebeus, and Fabric Ventures share insights on attracting venture capital in tough markets.

10 October 2023

BACS vs CHAPS: Which UK Payment Method Should You Use?

BACS vs CHAPS compared: speed, cost, limits, and use cases for UK payments in 2026. Plus where Faster Payments fits and which rail is right for your business.

5 September 2023

Pionew Ireland acquires VASP licence and partners with Fiat Republic for European crypto-fiat expansion

Pionew Ireland acquires its Irish VASP license and partners with Fiat Republic to power seamless fiat on/off ramps for its European crypto exchange expansion.

26 July 2023

Navigating fiat strategy: Winning the long-term race

Learn how to build a winning fiat strategy for your crypto platform. Avoid common pitfalls, manage internal stakeholders, and understand hidden operational costs.

20 July 2023

Cryptocurrency & fintech brain food with Sardine's Simon Taylor

Join Sardine's Simon Taylor in a deep dive on fintech, crypto, and Web 2.5. Explore insights on compliance, fraud, and the future of financial infrastructure.

7 June 2023

Bitstamp & Fiat Republic partner for instant fiat-crypto access

Bitstamp, the world's longest-running crypto exchange, partners with Fiat Republic to enhance instant fiat-crypto liquidity and payment infrastructure for clients.

21 April 2023

Yield App & Fiat Republic’s: a new era of crypto-fiat payments with virtual fiat IBANs

Yield App partners with Fiat Republic to offer virtual IBANs for seamless EUR and GBP deposits and withdrawals, ensuring uninterrupted access to digital assets.

30 March 2023

The impact of a winning fiat strategy

Discover how a winning fiat strategy impacts user acquisition and retention for crypto platforms. Learn the importance of global coverage and focusing on innovation.

6 March 2023

#IWD2023 Spotlight: FR's Finance Director Dave McKenzie

For International Women's Day 2023, we spotlight Dave McKenzie, Finance Director at Fiat Republic, discussing male allyship and gender equality in tech.

6 March 2023

#IWD2023 Spotlight: Yield App's Anamaria Fuiorea

In celebration of #IWD2023, we spotlight Anamaria Fuiorea, Head of Global Compliance at Yield App, discussing her career path and passion for compliance in crypto.

6 March 2023

#IWD2023: FR's FinCrime Product Manager Anna Wojcik

Fiat Republic's Anna Wojcik shares her inspirations, career path, and advice for International Women's Day. Learn about her passion for FinCrime and Product.

17 November 2022

Why winning crypto platforms are choosing fiat-as-a-service

Discover why leading crypto platforms are choosing Fiat-as-a-Service (FaaS). Compare FaaS, BaaS, and DIY banking solutions for speed, compliance, and market expansion.

24 October 2022

Archax: Bridging blockchain & traditional investments

Discover Archax, the FCA-regulated digital securities exchange. Learn how it bridges blockchain and traditional investments, focusing on compliance and innovation.

24 October 2022

Blockchain.com: building a winning sports partnership

Explore Blockchain.com's innovative partnership with the NFL's Cowboys. Learn about their strategy for financial literacy and building Web3 experiences through sports.

24 October 2022

The journey from TradFi to CeFi to DeFi

Dive into the journey from traditional finance to centralized and decentralized finance. Amber Group discusses institutional crypto adoption and market insights.

24 October 2022

“Trust, but verify.”: Bitstamp Europe

Explore Bitstamp Europe's journey in crypto regulation and security. Learn how the pioneering exchange builds trust and why compliance is crucial for growth.

28 September 2022

Crypto Legend Diana Biggs: The future of Bitcoin and blockchain

Join Crypto OG Diana Biggs as she discusses financial inclusivity, the evolution of blockchain, and finding equilibrium with traditional financial systems.

23 September 2022

Fiat Republic's Eagle provides a bird's-eye-view

Experience Fiat Republic's company retreat through an Eagle's eyes. Discover our culture, collaboration, and dedication to bridging banks and crypto for mass adoption.

31 August 2022

Circle: why stable in name only is not enough!

Explore Dante Disparte's insights on stablecoins and Circle USDC. Learn why transparent reserves and trustworthy actors are essential for digital fiat.

31 August 2022

Wirex: Bridging traditional and digital economies

Discover how Wirex, co-founded by Georgy Sokolov, is bridging traditional and digital economies. Learn about crypto-enabled debit cards and retail payments.

21 July 2022

FTT DeFi: A community where TradFi, CeFi & DeFi collaborate

Key takeaways from FTT DeFi on mainstreaming crypto. Experts discuss the need for collaboration between TradFi, CeFi, and DeFi to drive mass adoption.

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Bridge the gap between Banks & Crypto

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FIAT REPUBLIC

Website operated by Fiat Republic Ltd, a company registered in England and Wales with company no. 13466461. Services provided in the United Kingdom by Fiat Republic
Financial Services Ltd, with company no. 08649018 authorised and regulated by the Financial Conduct Authority (FRN 900524) as an electronic money institution.

Fiat Republic Netherlands BV, with company no. 84625791, is authorised and regulated by the Dutch Central Bank (Relation number: R190553) as an electronic money institution.

Fiat Republic Canada Inc, with company number 1000040920, is registered as a Money Service Business (MSB) in Canada with registration number M22599700.

Fiat Republic US Inc, with company number 7153916, is registered as a Money Service Business (MSB) in the U.S with registration number 31000235244531.